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Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.<br><br>Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.<br><br>Optional services and products may have fees or charges. Learn more at chime.com/feesinfo <br><br>Account opening data based on a J.D. Power survey conducted between August and September 2025. <br><br>BETTER BANKING<br>A high-powered checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.<br><br>EASY SAVINGS<br>With automatic savings tools and a high-yield savings account1, your small habits can make big strides with Chime.<br><br>EARLY PAYDAY<br>Why wait for payday? When you direct deposit with Chime you get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees. <br><br>SMART CREDIT MANAGEMENT<br>Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.<br><br>ANYTIME SECURITY AND SUPPORT<br>Keep your money and accounts safe with a modern set of features and 24/7 live human support.<br><br>SPOTME®<br>Get fee-free overdraft coverage up to $200* on Chime debit and credit card transactions and in-network ATM withdrawals.<br><br>–––––<br><br>The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.<br><br>MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.<br><br>¹Chime Checking Account required to apply.<br><br>~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.<br><br>*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200. <br><br>‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. <br><br>§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.<br><br>^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500. <br><br> §The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.<br><br>**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer<br><br> 2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.<br><br>4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.<br><br>+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.<br><br>‡‡Late payment may negatively impact your credit score. Results may vary.<br><br>FICO® Score triggers a disclosure: Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. See Experian.com for details.<br><br>Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.<br>No customer support available at HQ. Customer support details available on the website.